Home Buying and Freelancing

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I am in the process of purchasing my first house. My husband and I have been working diligently to get out of all credit card debt, and this will happen in the next couple months. (Yay!)

This leads us to searching for our new home. We received our pre-approval and have worked our finances to find a mortgage price we can be comfortable paying. Since I work full time, it was easy to get approved at a terrific rate. After researching, it seems that getting approved as a freelancer tends to be more difficult because of having a more difficult time proving the paychecks will keep coming. This has moved me to want to get a home purchased soon as I am transitioning to work more freelancer and possible part time at my current position.

If you freelance and have purchased a home, please comment below about your experience.

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One thought on “Home Buying and Freelancing

  1. A freelancer, freelance worker, or freelance is somebody who is self-employed and is not committed to a particular employer long term. These workers are usually represented by a company or agency that assist them in finding contracts or work. Freelancers are “declared” public contractors who specialize in many different fields.Freelance practice varies greatly. Some require clients to sign written contracts, while others may perform work based on verbal agreements, perhaps enforceable through the very nature of the work. Some freelancers may provide written estimates of work and request deposits from clients.Payment for freelance work also varies greatly. Freelancers may charge by the day, hour, or page or on a per-project basis. Instead of a flat rate or fee, some freelancers have adopted a value-based pricing method based on the perceived value of the results to the client. By custom, payment arrangements may be upfront, percentage upfront, or upon completion. For more complex projects, a contract may set a payment schedule based on milestones or outcomes.

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